Capital Finance Consulting
Business Loan Proposals - Capital Funding Plans
Due Diligence Services
Quick Site Reviews
Market Studies
Financial Feasibility Studies
Underwriting Support
Senior Housing Consulting
Projects & Clients


Commercial Real Estate Equity & Debt Financing Consulting Services

Rainmaker Underwriting is the B2B consulting firm that focuses on capital finance related issues for to-be-built commercial income-producing projects located throughout North America and the Caribbean Basin.  Rainmaker serves as the "gatekeeper" responsible for creating the capital finance proposal (business plan), due diligence presentation and institutional investment funding solicitations that allow the developer (or sponsor, as the case may be) to know they have a qualified project that will garner serious underwriting consideration for financing their project(s).  Rainmaker prepares the key due diligence elements, manages the due diligence process and documentation elements necessary to qualify the project for the capital financing strategy and structure the sponsor intends to employ, then provides the necessary support that is a fundamental requirement of successfully completing the finance underwriting process based upon the underwriting requirements that are unique to each funding sourceWe do not shotgun deals.

Before you stroke that check for the application fee to the lender, broker, investment banker or investor, you had better know the process of what has to happen and how the business model for that lender, broker or investor works and what you have to do to have a real shot at a successful outcome.  If you don't, you are going to place yourself at a very significant risk for losing those funds and blaming other people for the outcome that you could have prevented, but didn't even know was your problem, much less how to prevent a failure from being the only outcome.  That's why you need to talk to Rainmaker Underwriting before you start this process.

  Rainmaker's consulting services are organized into general categories:

Capital Financing - the creation of the necessary due diligence elements, plans, presentations and solicitations, (that Rainmaker uses principally for commercial real estate finance programs) then refers to intermediaries, investment bankers, lenders and institutional investors for underwriting consideration of construction loans, permanent loans, mezzanine loans, preferred equity financings, government-based business finance programs including EB-5 financings and/or common equity financings to increase the developer/sponsor's financial investment leverage, lower capital investment requirements and/or eliminate painful recourse issues (personal guarantees, cross-collateralizations, cross-default clauses, etc.) and support for the FHA/HUD commercial mortgage insurance program that provides mortgage insurance for the commercial housing industry.

Financial Business Plans - the creation of a capital finance proposal for the purposes of the initial solicitation of institutional, accredited investors and/or prospective foreign investors (i.e.: those immigrants seeking to participate in the EB-5 visa program), to participate in funding a project or business.  

Site Selection Reports - "flash" demand analysis reports for commercial real estate development site selection and evaluation purposes that are second to none. 

Market Feasibility Studies - market feasibility studies, new construction demand reports and related consulting for all major industry groups - but with a focus on the senior housing industry property groups.

Financial Feasibility Studies - pro forma financial presentations, financial feasibility analyses, economic impact studies, capital funding plan structuring and related services.

Business Planning - operating department plans, strategic plans and public information disclosure documents.

Owner Representation - help managing the due diligence, the capital financing solicitation cycle, the construction and development processes, and beyond that in a timely and cost-efficient approach that allows for real budget savings and peace-of-mind.

Underwriting Support Services - the provision of services designed to eliminate the most common problems lenders face with borrowers seeking financing.  If you are a lender or investor who would like to make your underwriting process more efficient, more profitable, less frustrating and less crowded with transaction proposals that end up never completing the underwriting cycle and closing, then we have a value-added service program you are bound to love - and it costs you nothing!

Before you charge off with your business plan or capital finance proposal seeking funding for your business project, you would do well to remember that 4 out of 5 business seeking capital investment fail to get it.  That's right, more than 4 out of 5 routinely fail.  There's a lot more deals out there than available capital, so you are facing a daunting task.  Maybe you should consider some pretty bleak realities regarding your pending solicitation for project capital financing:

The misconception that your deal is so unique and so good that it will be snatched right up is almost always wrong.  

The misconception that a 4-page proposal is going to get the job done because you can explain your deal so well.

The misconception that all you have to do is submit the application and the funder then has to do all the heavy lifting.

The misconception that the funding source just wants to check the box, so the due diligence document itself doesn't matter.

The misconception that the funding source's job is to educate you about their underwriting process.

The misconception that your application fee is refundable due to your inability to conform to underwriting process requirements.

The misconception that a material misrepresentation of the facts here or there won't really matter.

The misconception that you don't have to have the due diligence documents ready when they are ordered.

The misconception that the underwriting process has to take the time stated by the funding source regardless of the findings of the underwriter's investigation.

The misconception that shotgunning the deal out to multiple funding sources will get the job done.

Rainmaker specializes in senior housing properties but has broad expertise and experience.  The industries we typically serve include:

Housing - senior housing (all classes - our main practice area), multifamily housing (all classes), tract housing programs and master-planned communities.

Health care - medical office buildings, acute care, LTAC and other health care facilities development projects.

Retail - from neighborhood strip to super-regional power center and beyond to mixed-use, big-box, small-box and specialty retail project development projects.

Lodging - hotels, motels, condo hotels and resort development projects.

Learn more today.  Talk to a Rainmaker Underwriting consultant and get the answers you need.  We offer a complete array of customized consulting solutions designed to help businesses succeed.


Why do projects fail to get funding approved?

Rainmaker has had extensive discussions through the years with clients who are seeking funding for their commercial income-producing property development and construction program, but have, so far failed to do so.  Rainmaker has also had extensive discussions with intermediaries, investment bankers, lenders, investors and underwriters to get their side of the story.  The interesting thing is that the same five (5) things seem to come up again and again that end up leading to a total failure.  Are you destined to fail?  Can you afford to take the risk of blowing out even a single funding source, knowing that source could be the one source you needed to succeed?  What can you do to avoid these terrible mistakes that always lead to a rejection?  Click here and learn more.

Rainmaker Underwriting, LLC can trace its history back all the way to 1989.  Incorporated in 1993, Rainmaker Marketing Corporation evolved over time into a full-service business to business consulting firm.  Rainmaker Marketing Corporation’s initial specialization was in issues and documentation needs corresponding to the capital funding cycle for commercial real estate development projects with a primary focus on senior housing and health care related properties with over 400 assignments completed in some 45 states.  Today, Rainmaker Underwriting, LLC serves all types of commercial income-producing property development program financing requests with a combination of feasibility studies, due diligence services, structured finance consulting and a focus on outsourced commercial underwriting review services.  Rainmaker Underwriting, LLC’s service area includes all of the continental United States, Canada, Mexico and the Caribbean Basin.


Email: clinton.lovell@gmail.com

Project Feasibility Studies, Commercial Real Estate Development Finance Consulting, Outsourced Underwriting Services, Due Diligence Documentation Services & Project Management Consulting

16215 Friar Circle, Spring, Texas 77379.

©Copyright 2015, Rainmaker Underwriting, LLC  All rights reserved.